Play Now then Pay Later or Pay Now then Play Later, Which one are you?

Have you ever heard of the phrase or quote  " Play now then pay later or Pay now then play later"? or to be more specific "You can pay now and play later OR you can Play now and pay later. Either way you have to pay" as per John Maxwell

This is a very common quote used in any seminars or conference specially related to financials. But what does it really mean? I can associate a word to this quote that for me leans toward "Paying now so i can play later", whats that word? "Delayed Gratification"

As per our trusted Wikipedia "Delayed Gratification" or deferred gratification is the ability to resist temptation for an immediate reward and wait for a later reward. Its the patience to wait for that greater long term reward rater than the small short term ones. 

In regards to Financial Freedom, wait whats Financial Freedom?

Again as per Wikipedia Financial Freedom is described as the state of having sufficient personal wealth to live without having to work actively for basic necessities or simply put the capability to buy or spend without looking at the price tag and having the financial security knowing there's more where that came from =)  (that's my definition anyways hehe)

Going back, Financial Freedom is the goal or dream of any person and the quote mentioned above directly affects our Financial Freedom. How? Its the choices we make in the process that affect the end goal which is Financial Freedom. Simply put most people would rather "Play it now then Pay it later, for example, buying "stuffs" (gadgets,shoes) taking that vacation, parties and such then Paying for it afterwards with greater Time and effort. While "some"  will "Pay it now, then Play later". these are the people who will save and invest now, instead of buying that new phone or taking that short vacation so that in the long run they can get that house or that dream car.

I have met a lot of people who have chosen to "Pay now" and share these characteristics:

• Live on less than they earn
• Choose to invest and save for their long term goals

Because they are "paying now" they are going to be able to play later while  those who chose to "Play now" and while the fun lasted when its time to "Pay" its not Fun anymore =(

So how do we get to Financial Freedom? The answer lies in Savings and Investment! Now, most people will say that Savings and Investing is nearly impossible for them as their current income is not even enough. So they will put Savings and Investing on the sides for a later future when they get an "extra income" but how and when will that happen? Rather than looking down on our primary source of income, why not check a solution that's in reach but mostly overlooked.

Whats that? Our lifestyle and spending habits is one factor that we can look into and work on. If you look at our lifestyle and spending habits, its not the amount that's an issue but the "Will to save and invest" is our challenge! When a person has the "Will" to do it, then it can be done!

As i read before "Savings is not proportionate to the amount of money you earn but rather the amount of money you save from your income. As we all know, expenses is directly proportional to the amount of income that we have. The higher it is, the higher our expenses as well. In short, if we want to save, let’s take a look at how we spend our money and look for ways to decrease expenses and increase savings"

Lets look at some examples to illustrate and prove that if we have the "Will to save and invest", look at what will happen 

I know most of us drink Starbucks coffee, coming from the BPO industry, the coffee chains have been synonymous to us either for the coffee experience or for some the "status" . Assuming per order is around 200Php and you consume around 5 orders per month or even more. Instead of having this, you can change your spending habits and lets say trim down on the coffee or opt in for a more affordable coffee. Now look at this, most of the BPO employees nowadays earn 10,000 per cut off or roughly 20k in a month (give or take). Now what happens when you spend on that coffee every month that's 1000 as an expense and continue that for 12 months or 1 year that totals to 78,000Php for your coffee,  "Play now then Pay Later". Now you might say, really? who drinks that much coffee anyways! Well 9 years in the industry and Yes, people drink that much coffee (for what ever reasons) were not even taking in account those pastries consumed or lets say drinking or vices. Now i'm not saying Coffee is bad, my point is plain and simple, can you imagine what you can save and earn if you used that money wisely instead.

Now, lets say you take part of that 10k salary and instead of spending it, we chose to invest it, looking at a long term goal "Pay Now and Play Later". Lets say that investment cost 8900 and its earns exponentially every month (by the way, the figures onward are the actual figures you can earn) As any, legal and secured business, its a long term plan and as mentioned its exponential so even though the earnings at the start are at minimal in the 1 year sample it doubles, triples and continue to grow even becoming passive from an active income. That's more than 100% returns and by this time you can drink any Starbucks frap or coffee you want even at multiple times, everyday! 

How about the latest gadgets like phones and cameras? Do you really need that stuff? Is it a necessity or a luxury we try to live by today? Lets say your buying the latest phone every 3 months and it cost around 30,000php (take note that the latest Iphone actually cost around 50k). Thats 120,000php in a year compared if your already earning exponentially! Not to mention that gadgets like all liabilities, there values may go down as time goes by.  

The list of samples can go on, from shoes, clothes, bags, vices even unscheduled travels. On the other hand, what if we play it smarter and think long terms. What if think "Pay now then Play later", delayed Gratification,  this is what all rich people think and do with. What can happen to you  and what can you accomplish 5 or 10 years from now with just 2-3 years of sacrifice and disciple. Will you have that very own house or that fully paid car?

Now nobody said, getting rich and having Financial Freedom will be easy, it requires a lot of hard work and disciple but more importantly it takes "Will"

Can you sacrifice today for a better and brighter tomorrow?

If we only  practice the right money and spending habits, live by the "Pay now and Play Later"/Delayed Gratification principle then truly we can live abundantly for the years to come! 



>> 3 Years ago, Like most employees i was also financially struggling. Over worked, stressed and with no savings under my belt until i found a Money making Machine called GFI. Not only was i able to resigned from my work because of GFI, it gave me an opportunity to have more quality time with my family and secure my kids future as well.

If your interested to know more about GFI, just visit my Facebook page, add me and send me a PM and let me share to you "possibly" the greatest opportunity you'll ever do

https://www.facebook.com/dondy.gonzales

Cheers!!

              Josh (High School student) sharing for GFI

Hi and Welcome to the GFI!!

Meet Josh from a High School student, He is one of many part time GFI entrepreneurs who decided to try and succeeded in GFI! He is one of my business associates doing GFI together with his parents (but he's doing it on his own) on a part time basis after his school 1-2 hours even at home and online. 

Today, he's enjoying the weekend with us in Fontana and prior to that was tagaytay Highlands. This is the "Life Balance" that we promote and embrace among other values that make us successful, living and enjoying our lives to the fullest through GFI. 

Like Josh, your success is secure through our partners like Avida Properties of Ayala Land Corporation and Multiply.com!

SO....If you desire to make your life better, If you love your family, If you value your time and yearn to be more, better, happier and wealthier then Contact us today and Let's talk about it (just listen and see how we can HELP YOU build, improve and enjoy Life =)

Thanks & God bless
Dondy Gonzales
GFI Entrepreneur
Former BPO Manager
mobile: +63916.2513700
skype: dondy.gonzales

Sunday GFI Lifestyle at Fontana

i and Welcome to the GFI lifestyle!

The Beauty of Fontana Leisure Park.

This is the "Life Balance" that we promote and embrace among other values that make us successful. We are a group of professional and successful individuals from diverse fields, (students, doctors, nurses, teachers, BPO, business woman, housewives etc) living and enjoying our lives to the fullest through GFI. 

GFI is a means to earn big amounts of money even as "part time" through the power of the internet and even at home. It is an amazing tool to generate money, gain quality time (financial & time freedom) while building and making your dreams come true and enjoying life! 

With GFI your success is secure through our partners like Avida Properties of Ayala Land Corporation and Multiply.com!

SO....If you desire to make your life better, If you love your family, If you value your time and yearn to be more, better, happier and wealthier then Contact us today and Let's talk about it (just listen and see how we can HELP YOU build, improve and enjoy Life =)

Thanks & God bless
Dondy Gonzales
GFI Entrepreneur
Former BPO Manager
mobile:             +63916.2513700      
skype: dondy.gonzales

Robert Kiyosaki Rich Dad Poor Dad - WHY MLM Network Marketing

So why choose to start a career with Multi Level Marketing?

There are so many valid and business wise reasons why people should start considering MLM or Multi Level Marketing as a alternate career or source of income in this generation and current economic standing. The word "option" even as part time or home base can be really lucrative and amazing with the proper tools and market.

In the on going success of the MLM industry over the years, it would be wise to listen to the successful (Yes! There are unsuccessful people & companies like most business in the market. Famous branches of clothing, food, groceries even food carts from small to BIG all have success and unsuccessful stories, the point is since its business why listen and focus in the unsuccessful when WE WANT TO BE SUCCESSFUL?!)

Speaking of the Successful lets consider one very successful and considered "Gurus" in "The power of Network Marketing" 

Robert Kiyosaki Rich Dad Poor Dad - WHY MLM Network Marketing

As any tool or business has that amazing potential, it all lies in the persons handling, knowledge and decision on how to make that "potential" a reality. I encourage people to learn more of this industry and its potential, as they say "parachutes can only work when its open"

Cheers!
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What Every Entrepreneur Can Learn From Kids

When you’re pondering about what it takes to be an entrepreneur, don’t overlook the business savvy of kids. They aren’t always consciously striving to climb the ladder of success. However, the journey from toddler to teen leaves a trail of tested developmental data.

Here we feature the 8 areas of ‘kids’ mindsets:

#1 – Negotiations

Children of all ages are masters of the art of negotiating. Watch a child engaging in the bargaining process. Kids learn early on that everything has subjective value and might be considered trade worthy in certain circumstances.

Take stock of your own negotiating inventory.

#2 – Compromise

Reaching agreements results in more rewards than stubbornly wallowing in stalemated disagreements. There is nothing defeating about walking away with a gain. When you want two jumping frogs for your slingshot, keep in mind that frogs aren’t so easy to catch. One frog or no frog? It’s that simple.

#3 – Resilience

Kids seldom take ‘no’ for an answer. When they hit a wall, they walk around it, climb over it or set up a catapult. They don’t quit until they have exhausted every possible way to achieve their goals. They are driven with passion, determination, ingenuity and optimism. You need all of those to be an entrepreneur.

#4 – Resources

It’s important to know who has the best, the most, the cheapest, the best delivery time, etc. Kids look through junkyards, yard sales, ‘free’ ads and under rocks. That’s all aside from keeping a list they’ve acquired through the grapevine of those who can offer the best fish bait, fireworks, homework help and bike repairs.

#5 – Funding

When more money is needed, it’s important to be able to turn to more than one funding source. Kids already know this. When one parent turns out empty pockets, they shamelessly hit on the other parent. Benevolent uncles and friends with generous allowances might be willing to offer some temporary financial relief.

You don’t know if you don’t ask.

#6 – Real World Social Networking

You can never have enough contacts. Most kids join activity groups to be with other kids. As the social circle widens through introductions, there is an increase in invitations. The cousin of the friend of the kid on the wrestling team knows the lady who is in charge of auditions for the play you’d love to be in. Hmmm…just maybe.

As we grow older we make less time for social groups like sports, performances and hang outs. There could be a lot of great new info we are missing out on from one another if only we made more time for social networking in the real world, not just online.

#7 – Promote Yourself

It’s okay to talk about your talents, goals and successes with pride. The power of word of mouth advertising can start with you. There is a difference between bragging and exuding supreme confidence. Just be sure that you can deliver on your claims. As you show others what you can do, word will get around.

Those who are in need of your talents will find you.

#8 – Dream Big!

While it’s necessary to be realistic, it’s also important to project a positive outcome. It’s okay to want a pony someday even if you currently only have room for a dog house.

Success will allow you to address such minor details.

As you can see from the above tips, it’s sometimes worthwhile to look back as well as to look forward. Remember when you were a kid and unstoppable! Now the risks are greater, the challenge is bigger and the potential rewards make it all worth it. Like all kids, you practiced and honed your business skills. Back then, it was part of being a kid. Now it’s all a part of how to be an entrepreneur in the adult world.



Cheers!

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6 Tips for Making It Work as a Part-Time Entrepreneur

6 Tips for Making It Work as a Part-Time Entrepreneur

You know you want to start a business, but you can’t shake those financial pressures — rent or a mortgage, a car payment and maybe you have kids. Even young people have responsibilities after all. But tack on the fact your business idea will surely take time to catch on, and starting up can seem even further out of reach.

You are a perfect candidate to become a part-time entrepreneur.

While not ideal for every young trep — jumping head first into the start-up pool can be a preferred route — getting the business up and running before letting go of a regular paycheck may be the best course. Here are six ways to make the transition into entrepreneurship a smooth one:

• 1. Find balance. Of course, this is what being a part-time entrepreneur is all about. Can you start up and maintain your commitment to your full-time responsibilities? If you get caught up in your business to the point that your full-time job suffers, people will notice and it will cost you opportunities and, potentially, the job itself.

• 2. Be patient. As a part-time entrepreneur, you simply can’t move forward with your new business at the same pace as those who can work on theirs full-time. And even full-time entrepreneurs never have enough hours in the day. Find the right pace for you so you can see progress without completely wearing yourself out. Be patient; you may not be moving as fast as you would like, but forward is good.

• 3. Bank your profits. At some point, you will want to walk away from your job and be a full-time entrepreneur. The money you save now will enable you to take that step sooner. If you don’t need it to grow the business, then save it for your future, but be prepared to put it back into your new business as needed.

• 4. Set flexible goals. As you build your business, you may find your day job getting in the way of your entrepreneurial goals. That’s OK. It’s what being a part-time entrepreneur is about. Watch out for a tendency to beat yourself up for spending too much time on your job at the expense of your business. Your energies will need to shift from one to the other as time goes on, and that’s OK.

• 5. Take yourself seriously. While you’re taking baby steps with your business, you and others may discount your plans because your progress is slow. Don’t let timing affect your long-term commitment. Find ways to remind yourself of what you’re working to accomplish. Don’t let others dismiss your goals. Remember that you can make this happen, it will just take longer.

• 6. Have an escape plan, if you want one. Do you want to be a part-time entrepreneur forever? That’s actually alright. Operating as a part-time entrepreneur may not have been your original plan, but if your business can succeed in your off hours and you enjoy your full-time job, why not?

• However, if your entrepreneurial plans include running your dream business full time, you need to define milestones and set goals that include walking away from your day job. What needs to be in place in terms of infrastructure, sales, product development or other criteria before you will be ready to quit?
  
  
  Cheers!
  
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Being Productive even on a lazy and rainy Tuesday

Being  Productive even
on a lazy and rainy Tuesday .................... Making a Video!


 
Its the second day that its been raining here and just imagine if i was still an employee how challenging it would be to go to work or even just get out of the bed due to the cold and very comfortable "Bed Weather"

Great thing is, i don't really need to go anywhere!, That's one of the advantages when your managing your business or investments at home and specifically online. So rather than sleep the whole day i decided to do something productive while doing my morning routine of drinking coffee and catching the morning breeze. I decided, to make a short video of how "Great" it is to stay at home during this times, how advantageous the internet has  been to me and share a very successful event last Saturday that i consider a first and one of the turning points in my career (truly i made the right choice)

To my surprise, when i powered on my laptop and just decided to check my skype and facebook, a chat box in skype already greeted me with curiosity coming from Singapore and another one from Bacolod, Philippines. Both were asking what i do for a living online =) So video stardom aside, i talked to the guys for a few hours and showed them some short video clips of what im doing and there really into it. Just Imagine, they will be one of many business associates that im working with that i met and actively make money online even if its one different country or island province to mine. Hundreds even thousand of miles apart but the web can really make things very convenient!

So after that, i already decided to work on the video and asked my wife to help out since i do need someone to work the camera =) after editing and a few sounds, here's the 6 minute video. I wont talk about it anymore since you can just watch it. Enjoy!

Cheers!

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9 Confidence Building Techniques That Will Help You Ace Anything!

Having a high level of confidence can do wonders in every aspect of your life from your physical appearance to your sleeping patterns. It is proven that people with a lot of confidence are more successful, healthy, and enjoy a more fulfilling life.

Below are our ’9 confidence building techniques that will help you ace anything’.

1. Stop Comparing Yourself to Others

One of the most effective self-confidence building techniques that will immediately improve your confidence is to stop comparing yourself to others. This is trouble and in reality, you only see a small slice of how that person really is. Everyone, thinks, feels, learns and sees things differently. You are the only person on this planet with your ability, it may not be some sort of super-human power you posses but the possibilities in you and the way you do things will be endless and different to everybody else, no two fingerprints are the same. Remember that!

When you compare yourself to other people you tend to compare yourself to the one person who you believe has it best in life. This is definitely not a good way to assess yourself. Instead worry about what it takes to be someone that you like yourself. You would be shocked at how much happier people who like themselves are than people who do not.

2. Always Make Eye Contact

Most people are incredibly afraid of how other people will judge them in a multitude of different situations. By making eye contact you tell yourself that you are worthy, unafraid, and confident. You also send the same message to the other person/people that you are talking to.

A little trick I find that works is to look between their eyebrows in the center of their head, this is less intimidating for you as you are not looking directly into their eyes but from where they are standing it looks like you actually are. Just make sure you are not staring to hard, and are not too up close and personal like the picture we have featured to the left, this may intimidate the person you are conversing with and this defeats the purpose of lowering room for judgement.

At first many people have to force themselves to make eye contact for quite some time before it becomes a habit. However, you will find that once you get into a habit of making good eye contact you will naturally feel more confident in all situations and scenarios.

3. Exercise & Healthy Eating

Appearance is the number one cause for low self-esteem around the world. Improving your physical appearance can do wonders for your confidence. Exercising often is the best way to make yourself both feel better and look better.

Exercise of any kind will release endorphins which are chemicals released by the brain during exercise that enhances that feel good mood and sends a pleasurable feeling through your body. Exercising on a regular basis will improve anyone’s physical appearance and subsequently their self-confidence. You feel good, you smile more. You smile more you feel more confident, there’s a pattern here isn’t there?

Do know, that 70% of weight loss starts with your dieting, so find a diet that works for you and implement an exercise routine that you are happy with. Just make sure it is a routine you enjoy otherwise your fitness regime will be short lived and you will see little to no improvement.

4. Dress Sharp

Have you ever heard the saying “when you look good, you feel good”? There is a lot of truth to that old saying. When you dress sharp it has a positive physiological effect resulting in improved interactions with other people. You will also feel changes in the way that you carry yourself, which enhances your level of comfort in every day situations.

Dressing sharp is an easy and immediate way to increase your confidence. This has been studied and proven to be very effective in immediately increasing confidence levels.

5. Compliment Others Often

Get in the mindset of thinking positive. This will allow you to see the good in people and compliment them on their strong points. So how is this going to help boost your self-esteem? Well, when you compliment others you are ten times more likely to get a sincere compliment in return. This will reinforce your strong points and push your positive characteristics to the fore front of your self assurance. Go easy on the compliments though, you don’t want to come across as a groupie.

6. Help Those Less Fortunate

While this may seem counter productive to your happiness, helping those less fortunate is one of the most empowering feelings in the world. Those who do community service often have incredibly high self esteems, self confidence, and a great outlook on life.

The empowering feeling of helping others builds self confidence in yourself and helps you to realise that you are abe to make an impact in this world.

Tony Robbins said it best - ”The secret of living is giving.”

7. Face Your Fears & Don’t Fear Failure

This a huge reason for low level of confidence in millions of people. Our fears have incredible control over us and affect the way we feel about ourselves. When we fear something we feel weak which is the same as not feeling confident. In order to overcome this you have to face your fears in life. Do not avoid the things that you are incredibly afraid of. The better way to go about it is to face your fears and get to understand what you fear instead of running from it.

Learn to never fear failure. Everyone in life fails numerous times. A couple of failures will not define your life. The way you respond to these failures is what defines you.

  

8. Carry ‘Confidence’ With You

Carry it with you, just not on your shoulders. Now what I mean by this is you should not look like you are trying to be confident and stressing about how you come across.

There are a number of ways that you can exude confidence physically and here are a handful we have to share with you:

- Speak clearly and with a reasonable volume

- Be conscious of your posture

- Don’t cross your arms as this shows insecurity

- Use your hands to explain things, this helps to draw your crowd a vivid picture of your explanations

9. Fake It, Til You Make It

We have all heard this term used before but it is very applicable when it comes to self-confidence.

If you find yourself in a situation where you feel vulnerable and not very confident, this is the time to switch on your fake it to make it mind set. Use the characteristics of confident people and apply them to your immediate situation. Look for a role model in the moment, someone you look at as a confident and charismatic person, whether it be a character, a movie star or someone that you have felt comfortable around before.

These will become habits of your own within time and will definitely pay off.

Cheers!

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Top tips for the budding online marketer

    Top tips for the budding online marketer

Have you asked yourself this questions repeatedly, How can i use the internet to market my products? What do i need to know and do to be a successful online marketer or "Technopreneur"? How and Where do is start? 

The web offers savvy marketers the opportunity and free tools to help grow their business. Whether big or small, firms can easily leverage these free tools to successfully run and reap the benefits of an online marketing campaign. You will be amazed how some 1st timers are even using Facebook to buy and sell "knick knacks" and earn hundreds if not thousands at the comfort of their own home.

Here are five key questions and tips to help you plan  and execute your online marketing campaign like a pro. 

Five Key Questions to Ask Yourself
1. What is the goal of your campaign? Sounds basic enough, but specifying what you want your campaign to achieve can really help you narrow down the details your plan. While you may have a number of marketing goals, focus on the most important one to start. For example, a small shoe store may identify “selling 100 pairs of shoes in one month” as their primary goal, or an online gadget store may aim to “gain 1,000 unique visitors a week.”

2. What are you trying to market? Pick out the product or service you want to market. This may be your best-seller or one of your lesser known products or services. Picking too many products or services can lead to an incoherent and ultimately, ineffective, campaign.

3. Who is your audience? It is important to identify who your audience is, as this criteria will help refine what actions to take to implement your marketing strategy. Is your product or service best suited for women aged 20-30 years old? Or are you looking to attract new customers from a specific demographic?

Once you know who your intended audience is, you’ll be able to understand their online behavior and shape your marketing plan accordingly. For example, if your intended audience uses search engines to look for information on products and services, then a search marketing campaign may be just what you need to engage with them.

4. How is your audience accessing your site? It’s important to know whether your audience is looking for you via desktop devices or using mobile search. Google’s data shows that around 66 percent of shopping-related searches are coming from mobile. And Filipinos are increasingly turning to their smartphones for answers as well. Research shows that around  64 percent of Filipino households already own at least one smartphone and more -- over 35 percent -- Filipinos intend to purchase smartphones this year.

So even if you have a great desktop website, you may still be missing out on potential customers by neglecting to create a mobile-optimised site.

5. What’s your budget? Your marketing plan will affect and be affected by your budget. Find a balance between what your needs are -- perhaps you don’t really need that banner ad and instead a smaller text ad may do the trick -- and what you can afford to optimise your investment. 

Most importantly, most sites right now offer free advertisements and what really cost are the extra options, tools or added features to your campaign so manage and select what is more important. For example, www.Ebay.ph, offers free adverts and what really cost are extra's like themes, extra pictures and exposure. So check each option, dont just ignore or pick them all.

Cheers!

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