"KUROT PRINCIPLE"

"KUROT PRINCIPLE"

Ano ‘yung Kurot Principle? Ay, ang ganda nitong Kurot Principle na ito. To better understand this, I will tell you a story of a person na balak bumili ng cellphone worth P1,000.

Nagkataong mayroon siyang P100,000 na savings. Puwede ba siyang bumili ng cellphone? Puwede, kasi yung P1,000, kurot lang ‘yon sa kanyang savings.

May pangalawang taong balak bumili ng cellphone. Ang bibilhin niya ay worth P1,000 din. Mayroon siyang savings sa bangko na P1,000. Bumili siya ng cellphone. Anong tawag dun? Dakot na ‘yun! Dinakot lahat ang pera niya!

May pangatlong tao, balak bumili ng cellphone, pero walang savings. P1,000 lang naman ‘yung bibilhin niya. Bumili siya. Anong tawag ‘dun? Utang na ‘yun!

Ang tanong: ano’ng prinsipyo ang ginagamit mo sa buhay mo? Kurot, dakot, o utang?

Magtataka pa ba tayo kung bakit tayo naghihirap o baon sa utang? Ang gagaling nating dumakot! Ang gagaling nating umutang! Gusto mong yumaman? Starting today, matutong kumurot. Kapag may bibilhin, dapat kinukurot lang! Nagkakaintindihan ba tayo? Kapag ginawa mo ito, pangako, yayaman ka.

Pag-aralan nating muli ang mga pinakamayayaman sa Pilipinas, ang Chinoy. Again, bakit sila mayayaman? Ang gagaling nilang… kumurot! Tayo ang gagaling nating… dumakot! Sasampolan kita…

Pinoy vs. Chinoy Businessman 

May dalawang negosyanteng nagsimula ng kanilang negosyo, isang Pinoy at isang Chinoy. Ang capital nila pareho ay P100,000.

Sa unang buwan, si Pinoy, kumita ng P10,000. Ano ang iniisip bilhin? Cellphone. Si Chinoy, kumita rin ng P10,000. Ano ang gagawin niya? Idadagdag niya sa puhunan.

So magkano na ngayon ang puhunan ni Chinoy? P110,000! Si Pinoy, P100,000 pa rin, pero may bago siyang cellphone. Ang ganda!

Ituloy natin. After a few months, maganda ang takbo ng negosyo. Si Pinoy kumita ng P50,000. Ang Pilipinong may P50,000, ano ang balak bilhin? Bibili siya ng home theater, DVD, at LCD TV! Si Chinoy, kumita rin ng P50,000. Anong gagawin niya? Idadagdag uli sa puhunan niya. Magkano na ang puhunan niya? P160,000 na!

A few months later pa, ang Pinoy kumita ng P150,000! Ang Pilipinong mayroong P150,000, ano ang balak bilhin? Second-hand na kotse o pang-downpayment sa bagong kotse. Ang Chinoy, may P150,000. Ano’ng gagawin niya? Idadagdag sa puhunan! Magkano na ang puhunan niya? P310,000!

Buwan-buwan, si Pinoy kumikita. Dagdag siya ng dagdag ng gamit. Magkano ang puhunan niya? P100,000! Si Chinoy, buwan-buwan kumikita. Ano ang ginagawa niya? Dagdag ng dagdag sa puhunan niya. One day, Chinoy was able to save P1 million! So ginawa niya, he approached one supplier and said, “Supplier, kung bibili ako sa‘yo ng worth P1 million, bibigyan mo ba ako ng discount?” Hulaan mo kung ano ang sasabihin ng supplier. “Of course, ang dami mong bibilhin, kaya bibigyan kita ng additional 5% discount!”

Ngunit naisip ni Chinoy, “Hindi naman yata maganda na sa akin lahat ang 5%. Ang gagawin ko, bibigyan ko ang customers ko ng 3% discount at sa akin na lang ‘yung 2%.” Ibig sabihin, bababa ang presyo ng kanyang mga ibinebentang produkto.

It just so happened na magkatabi ang tindahan ni Chinoy at ni Pinoy. Pareho sila ng mga produktong ibinebenta. Given the situation, kanino kayo bibili? Kay Chinoy, because it’s cheaper. Ano ang mangyayari sa negosyo ni Pinoy? Malulugi na. Kasi mas mahal ang kaniyang produkto. Ano ang gagawin niya? Ibebenta niya ‘yung kotseng nabili niya ng P150,000. Sino ang bibili? Siyempre, ang maraming pera, si Chinoy. Tatawaran pa ni Chinoy ang kotse ng P80,000. Dahil gipit na si Pinoy, kahit palugi ay ibebenta na rin niya. Si Chinoy ngayon ay nagkaroon ng kotse na murang-mura lang!

After a few months, mauubos din ang P80,000 ni Pinoy. Ano ang susunod na gagawin ni Pinoy? Ang home entertainment niya ay ibebenta na rin. Magkano? P20,000 na lang. Sino ang bibili? Si Chinoy. Darating ang araw na pati ang cellphone ni Pinoy ay ibebenta na niya. Magkano niya ibebenta? P2,000 na lang! Isang araw, magsasara na ang negosyo ni Pinoy. Ano ang gagawin niya? Malamang, magtatrabaho na lang siya kay Chinoy. Ito ang kuwento ng bansang Pilipinas!

Naalala mo pa ba noong araw, mas mayayaman ang mga Pinoy kaysa sa mga Chinese. Bakit nagbago? Ano ba ang problema natin? Dakot kasi tayo ng dakot! Sila, kurot lang ng kurot!

Mayroon kaming naging participant before na nagsabi, “Sir, hindi naman totoo ‘yan! I know a Chinoy, he drives a BMW. That’s a P5 million car! Kurot ba ‘yun?” Malamang kurot ‘yun! Noong binili niya ‘yun, mayroon na siyang P100 million na savings! So kurot lang ‘yun! Nandiyan ka pa ba?

Isang Kahig, Isang Tuka 

Saan ka makakakita ng mga taong isang kahig, isang tuka? Saan? Sa squatters area? Magtigil ka! Gusto mo’ng makakita ng mga taong isang kahig, isang-tuka? Sa Ortigas, sa Makati, may makikita ka.

What do I mean? Kapag hindi ka sumuweldo ng isang buwan, mabubuhay ba ang pamilya mo? Kung wala kang credit card, kung mawalan ka ng trabaho ngayon, ilang araw ang aabutin para mabuhay ng matino ang pamilya mo? Kapag nawalan ka ng suweldo, patay ka!

Ang mga Chinoy, kahit hindi muna kumita o magnegosyo, mabubuhay ng maganda. Bakit po? Kasi many years ago, kumahig sila ng kumahig at tumuka lang konti. Kaya marami sa kanila ngayon, tuka na lang ng tuka. Maraming Pinoy, kapag hindi tayo kumahig, wala tayong tutukain.

Ito ang masakit–sometimes, kahit matanda na tayo, kahig pa rin tayo ng kahig. Gaano karaming Pilipino ang 60 years old na ay trabaho pa rin ng trabaho? Puwede ba, simula ngayon, kumahig ka nang kumahig at iwasan munang tumuka. I-deprive ang sarili ng kaunti.

Ang pinakamasakit sa lahat ay ito–one day, you want to work, but you cannot work. You are already old. Why? Nagpakasasa ka kasi noong bata ka pa. Inubos mo na lahat ng lakas at kalusugan mo sa bisyo.

Tanong: Masama ba’ng bumili ng mahal? Sagot: Hindi! Basta kinukurot lang! Kapag nakakita ka ng kasamahan mong naka-Nike shoes, huwag mong husgahan kaagad iyong tao! Malay mo, kinurot lang niya iyon. At the end of the day, what is happening to other people is not important. What’s more important is what is happening to you.

The Bible says in 1 Thessalonians 4:11, “Make it your ambition to lead a quiet life. You should mind your own business and work with your hands, just as we told you.” 

(Excerpted from Vic and Avelynn Garcia’s book entitled Kontento Ka Na Ba Sa KaPERAhan Mo?

>> 3 Years ago, Like most employees i was also financially struggling. Over worked, stressed and with no savings under my belt until i found a Money making Machine called GFI. Not only was i able to resigned from my work because of GFI, it gave me an opportunity to have more quality time with my family and secure my kids future as well.

If your interested to know more about GFI, just visit my Facebook page, add me and send me a PM and let me share to you "possibly" the greatest opportunity you'll ever do

https://www.facebook.com/dondy.gonzales

Cheers!!

Do you know the 90/10 Secret??

Do you know the 90/10 Secret??

The 90/10 secret is incredible! Very few know and apply this secret. The result? Millions of people are suffering undeserved stress, trials, problems, and heartache. They never seem to be a success in life. Bad days follow bad days. Terrible things seem to be constantly happening. Theirs is constant stress, lack of joy, and broken relationships. Worry consumes time, anger breaks friendships, and life seems dreary and is not enjoyed to the fullest. Friends are lost. Life is a bore and often seems cruel. Does this describe you? If so, do not be discouraged. You can be different!. Understand and apply the 90/10 secret. It will change your life! 


What is this secret?

10% of life is made up of what happens to you.
90% of life is decided by how you react.

What does this mean? We really have no control over 10% of what happens to us. We cannot stop the car from breaking down. The plane may be late arriving, which throws our whole schedule off. A driver may cut us off in traffic. We have no control over this 10%. The other 90% is different. You determine the other 90%! How? By your reaction. You cannot control a red light, but you can control your reaction. Don't let people fool you, YOU can control how you react!

Let's use an example. You're eating breakfast with your family. Your daughter knocks over a cup of coffee onto your business shirt. You have no control over what just happened. What happens next will be determined by how you react. You curse. You harshly scold your daughter for knocking the coffee cup over. She breaks down in tears. After scolding her, you turn to your spouse and criticize her for placing the cup to close to the edge of the table. A short verbal battle follows. 

You storm upstairs and change your shirt. Back downstairs you find your daughter has been to busy crying to finish breakfast and get ready for school. She misses the bus. Your spouse must leave immediately for work. You rush to the car and drive your daughter to school. Because you are late, you drive 40 miles an hour in a 30 mph speed limit.

After a 15-minute delay and throwing $60 (traffic fine) away, you arrive at school. Your daughter runs to the building without saying good-bye. After arriving at the office 20 minutes late, you find you forgot your briefcase. Your day has started badly. As it continues, it seems to get worse and worse. You look forward to going home. When you arrive home you find a small wedge in your relationship with your spouse and daughter.

Why? Because of how you reacted in the morning. 

A) Did the coffee cause it?
B) Did your daughter cause it?
C) Did the Policeman cause it?
D) Did you cause it?

The answer is D. You had no control over what happened with the coffee. How you reacted in those 5 seconds is what caused your bad day.

Here is what could have and should have happened. Coffee splashes over you. Your daughter is about to cry. You gently say "It's OK honey, you just need to be more careful next time". Grabbing a towel you rush upstairs. After grabbing a clean shirt and your briefcase. You come back down in time look through the window and see your child getting on the bus. She turns and waves. You and your spouse kiss before you both go to work. You arrive 5 minutes early and cheerfully greet the staff. Your boss comments on what a good day you are having.

Notice the difference. Two different scenarios. Both started the same. Both ended different. Why? Because of how you REACTED. You really do not have any control over 10% of what happens. The other 90% is determined by your reaction. 

Here are some ways to apply the 90/10 secret.

If someone says something negative about you, do not be sponge. Let the attack roll off like water on glass. You do not have to let the negative comment affect you! React properly and it will not ruin your day. A wrong reaction could result in losing a friend, being fired, getting stressed out, etc. 

How do you react if someone cuts you off in traffic? Do you lose your temper? Pound the steering wheel? Do you curse? Does your blood pressure skyrocket? Do you try and bump them? WHO CARES if you arrive ten seconds later at work? Why let the blue car ruin your drive.

Remember the 90-10 principle, and do not worry about it! 

You are told you lost your job. Why lose sleep or get irritated? It will work out. Use your "worrying" energy and time into finding another job.

The plane is late. It is going to mangle your schedule for the day. Why take out your frustration on the flight attendant? She has no control over what is going on. Use your time to study, get to know the other passenger, etc. Why get stressed out? It will just make things worse.

You now know the 90/10 secret. Apply it and you will be amazed at the results.


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The 15 Success Principles You’ll Never Want To Forget

The 15 Success Principles You’ll Never Want To Forget

You can’t assure success, but you can increase the chances of it happening. After all, opportunity favors the prepared. With the following 15 success principles, you can dramatically increase the chances of success in your life.

 That being said, the picture above was taken during one of our awarding and recognition rally's, As i was reading this article i cant help but  agree to the principles as it was the same principle that we uphold and practice to achieve our goals. From new bloods in this journey to achievers and living testimonies that once you put your mind into something, anything is possible!

So as it has inspired me and thousands of people in GFI let me share these principles with you =) 

1 – Prepare

The first success principle is preparation. It’s the foundation of success. With preparation you create your own opportunities. Once you have all the different elements lined up, it only takes a small opening to realize your goal. At the same time, taking advantage of big opportunities without enough preparation means risking your success, as you’re building without a well-laid foundation.

2 – Do something you love

You have to work very hard whatever it is you choose to do. Your work or your project will dominate much of your time and your life. Therefore, find something that you enjoy doing and do that.

3 – Get started

You have to start somewhere. Today is as good a day as any to start. Get into action today and start moving in the direction you want. Putting it off can only lead to failure, whereas if you start and see an early setback, at least you conquered that setback early on.

4 – Move in the right direction

Keep everything moving in the direction you want. It doesn’t matter if things go slowly initially. As long as the overall direction is favorable, you’ll get where you want to go eventually.

5 – Use the power of dreams and your imagination

What you dream and visualize today will become true tomorrow. You just have to work on turning it into reality. Just as your dreams can only influence your life if you let them, the cities you build in your imagination can only become real if you build them.

6 – Think big

If you set your aim a bit too high you might fall short. If you set your aim too low you might achieve your goal… and miss out on the other opportunities. By thinking bigger, the only limit is what is possible. You’re no longer limited by what you think is possible.

7 – Focus on growth

Seemingly impossible challenges are just cleverly disguised opportunities for growth. If you take those challenges and, in solving them, improve yourself, you’ll find yourself continually moving in the right direction.

8 – Maintain your determination

With enough determination, you can succeed through almost any odds. Enough determination means you’ll find a way no matter the situation.

9 – Set a clear vision

Think through where you’ll want to go. Develop a clear sense of what your final goal is, and keep this with you. By knowing the destination you want to reach, you can continually look at your current path and decide if it’s a route that will help you get where you want to go.

10 – Set goals along the way

A final goal isn’t enough. You need intermediate goals that set the path. These goals should be specific, measurable, realistic, attainable, and timely. These intermediate goals define the steps that you need to take to get to the final one.

11 - Work out plans of action for your work

For each goal, it helps to have plans to reach them. Your plan describes how you can reach each step from where you are, or where you will be. Keep in mind that the future is never certain. Things rarely work out exactly how you plan. Therefore, see these plans as showing one or more possible routes, not necessarily the route you’ll end up taking.

Still, knowing the plan means you can avoid long detours that might compromise your chances of reaching a goal on time — or at all.

12 - Commit to taking action

Once you start going, keep going. Never, never, never give up. If you find an obstacle in your way, chip away at it or go around it. The only way to really fail is to give up. If you keep going you’ll succeed. If you hit the limits of what’s possible, you can regroup and find another way.

13 - Use affirmations

Affirmations are just short, positive, and above all direct phrases in present tense. Things like “I’m getting more and more successful.” The idea is that they reinforce a positive world view. With affirmations, you are defining your own reality. By transmitting a positive world view to your mind, it adopts this view. As your mind adopts this view, it helps shape the world around you to fit it, which means it helps make the world around you one that reflects a reality of you getting more successful every day.

14 - Get rid of negative influences

Avoid harmful influences around you that might shake you from your goal. Keep people and ideas around you that support your success and your belief in yourself.

15 - Be grateful and appreciate what you have

The final success principle is to appreciate what you have already. Realize that — by sheer virtue of the fact that you can be reasonably certain you’ll live from one day to the next — you already have enough. Enjoy it! Appreciate what you’ve achieved so far, and see that what you want, where you’re going, is not what you need or what you must do. Rather, these are things and actions that will make your situation even better.

Article By James Meyer | Addicted2Success