“Pare, Can I Borrow Money? I Need It for My Son’s Birthday”

I have an acquaintance who has been a hard working employee, achiever and career oriented in a sense. Indeed he was making a lot of money from his work at the call center industry.  

But there is one problem. Whenever he gets paid thousands, he spends them all on things that are on his wishlists. Daily, Weekly and Monthly wishlists.

Recently, Mr. Acquaintance started to lose his edge in his work. For reasons like "nobody is getting any younger" and call center work is a competitive, number driven industry. If Mr. Acquaintance, cannot produce then his job is on the line. There are health reasons as well, internal politics and such. He could not earn as much as what he was earning a year or so ago. The items that are on his monthly wishlists have started to just remain as wishes.

I advised him to learn to save some for an emergency fund and then invest some more in other financial ventures like business for his long-term needs. Even at that point when he has little left on his hand, he said he’s okay and can still pull it off.

“Pare, Can I Borrow Money for My Son’s Birthday?“

One day, Mr. Acquaintance approached me and wanted to borrow money for his son’s upcoming birthday. He wanted to celebrate it in one of the famous fastfood chains for children in the Philippines. 

That will be Php25,000, please?

That being said, I gently declined his request and told him that I just have enough for daily needs. I did not mention anymore about saving and investing.

Here are the problems with Mr. Acquaintance:

1. He did not have any long-term financial goals.

2. He believed that he can rely solely on his work for his family’s living expenses. He did not diversify his money.

3. He did not save money

4. He did not cut his bad spending habits and borrowing. He would even borrow money just to satisfy their wants and lavishness.

5. He continuously refuses to learn how to invest for his and his family’s future through various financial instruments even if the opportunities are already presenting itself.
 

If you were in my position, would you lend him money? What would be your advice to Mr. Acquaintance? You may list them down on the comment section below.

May you all practice smart financial decisions and be fruitful living this 2013!

P.S1 I used to be from the BPO as well, from CSA-Quality-Training to Operations, from one center to another for almost 8 years. Like most, i used to live pay check to pay check with minimal savings and kept "WORKING HARD", refusing to look at financial opportunities until one turning point that made me realized that i dont want to "just" survive then grow old and broke.

Now i choose to "WORK SMART"!

Discover what helped me fixed my finances and provide for my family for the past 2 years and is & will be one of the best made decisions in my life and career!

Be Inspired and Learn more HERE



Credits to burngutierrez.com for the original article

              Josh (High School student) sharing for GFI

Hi and Welcome to the GFI!!

Meet Josh from a High School student, He is one of many part time GFI entrepreneurs who decided to try and succeeded in GFI! He is one of my business associates doing GFI together with his parents (but he's doing it on his own) on a part time basis after his school 1-2 hours even at home and online. 

Today, he's enjoying the weekend with us in Fontana and prior to that was tagaytay Highlands. This is the "Life Balance" that we promote and embrace among other values that make us successful, living and enjoying our lives to the fullest through GFI. 

Like Josh, your success is secure through our partners like Avida Properties of Ayala Land Corporation and Multiply.com!

SO....If you desire to make your life better, If you love your family, If you value your time and yearn to be more, better, happier and wealthier then Contact us today and Let's talk about it (just listen and see how we can HELP YOU build, improve and enjoy Life =)

Thanks & God bless
Dondy Gonzales
GFI Entrepreneur
Former BPO Manager
mobile: +63916.2513700
skype: dondy.gonzales

Sunday GFI Lifestyle at Fontana

i and Welcome to the GFI lifestyle!

The Beauty of Fontana Leisure Park.

This is the "Life Balance" that we promote and embrace among other values that make us successful. We are a group of professional and successful individuals from diverse fields, (students, doctors, nurses, teachers, BPO, business woman, housewives etc) living and enjoying our lives to the fullest through GFI. 

GFI is a means to earn big amounts of money even as "part time" through the power of the internet and even at home. It is an amazing tool to generate money, gain quality time (financial & time freedom) while building and making your dreams come true and enjoying life! 

With GFI your success is secure through our partners like Avida Properties of Ayala Land Corporation and Multiply.com!

SO....If you desire to make your life better, If you love your family, If you value your time and yearn to be more, better, happier and wealthier then Contact us today and Let's talk about it (just listen and see how we can HELP YOU build, improve and enjoy Life =)

Thanks & God bless
Dondy Gonzales
GFI Entrepreneur
Former BPO Manager
mobile:             +63916.2513700      
skype: dondy.gonzales

Robert Kiyosaki Rich Dad Poor Dad - WHY MLM Network Marketing

So why choose to start a career with Multi Level Marketing?

There are so many valid and business wise reasons why people should start considering MLM or Multi Level Marketing as a alternate career or source of income in this generation and current economic standing. The word "option" even as part time or home base can be really lucrative and amazing with the proper tools and market.

In the on going success of the MLM industry over the years, it would be wise to listen to the successful (Yes! There are unsuccessful people & companies like most business in the market. Famous branches of clothing, food, groceries even food carts from small to BIG all have success and unsuccessful stories, the point is since its business why listen and focus in the unsuccessful when WE WANT TO BE SUCCESSFUL?!)

Speaking of the Successful lets consider one very successful and considered "Gurus" in "The power of Network Marketing" 

Robert Kiyosaki Rich Dad Poor Dad - WHY MLM Network Marketing

As any tool or business has that amazing potential, it all lies in the persons handling, knowledge and decision on how to make that "potential" a reality. I encourage people to learn more of this industry and its potential, as they say "parachutes can only work when its open"

Cheers!
If you want to be part of our growing community and share your ideas, feel free to subscribe to this blog and Here

LEARN ABOUT GFI TODAY!

Global Fusion Incorporated Slideshow: Inner’s trip to 7 cities United States, Japan, Malaysia, Dubai, Manila, Macau and Batangas was created with TripAdvisor TripWow!

Who wants to go to Macao for FREE?!!

  Who wants to go to Macau 

this October?!!

                   Want to get this kind of lifestyle for FREE?!? 
                               http://youtu.be/He2aG7RoHwQ

What Every Entrepreneur Can Learn From Kids

When you’re pondering about what it takes to be an entrepreneur, don’t overlook the business savvy of kids. They aren’t always consciously striving to climb the ladder of success. However, the journey from toddler to teen leaves a trail of tested developmental data.

Here we feature the 8 areas of ‘kids’ mindsets:

#1 – Negotiations

Children of all ages are masters of the art of negotiating. Watch a child engaging in the bargaining process. Kids learn early on that everything has subjective value and might be considered trade worthy in certain circumstances.

Take stock of your own negotiating inventory.

#2 – Compromise

Reaching agreements results in more rewards than stubbornly wallowing in stalemated disagreements. There is nothing defeating about walking away with a gain. When you want two jumping frogs for your slingshot, keep in mind that frogs aren’t so easy to catch. One frog or no frog? It’s that simple.

#3 – Resilience

Kids seldom take ‘no’ for an answer. When they hit a wall, they walk around it, climb over it or set up a catapult. They don’t quit until they have exhausted every possible way to achieve their goals. They are driven with passion, determination, ingenuity and optimism. You need all of those to be an entrepreneur.

#4 – Resources

It’s important to know who has the best, the most, the cheapest, the best delivery time, etc. Kids look through junkyards, yard sales, ‘free’ ads and under rocks. That’s all aside from keeping a list they’ve acquired through the grapevine of those who can offer the best fish bait, fireworks, homework help and bike repairs.

#5 – Funding

When more money is needed, it’s important to be able to turn to more than one funding source. Kids already know this. When one parent turns out empty pockets, they shamelessly hit on the other parent. Benevolent uncles and friends with generous allowances might be willing to offer some temporary financial relief.

You don’t know if you don’t ask.

#6 – Real World Social Networking

You can never have enough contacts. Most kids join activity groups to be with other kids. As the social circle widens through introductions, there is an increase in invitations. The cousin of the friend of the kid on the wrestling team knows the lady who is in charge of auditions for the play you’d love to be in. Hmmm…just maybe.

As we grow older we make less time for social groups like sports, performances and hang outs. There could be a lot of great new info we are missing out on from one another if only we made more time for social networking in the real world, not just online.

#7 – Promote Yourself

It’s okay to talk about your talents, goals and successes with pride. The power of word of mouth advertising can start with you. There is a difference between bragging and exuding supreme confidence. Just be sure that you can deliver on your claims. As you show others what you can do, word will get around.

Those who are in need of your talents will find you.

#8 – Dream Big!

While it’s necessary to be realistic, it’s also important to project a positive outcome. It’s okay to want a pony someday even if you currently only have room for a dog house.

Success will allow you to address such minor details.

As you can see from the above tips, it’s sometimes worthwhile to look back as well as to look forward. Remember when you were a kid and unstoppable! Now the risks are greater, the challenge is bigger and the potential rewards make it all worth it. Like all kids, you practiced and honed your business skills. Back then, it was part of being a kid. Now it’s all a part of how to be an entrepreneur in the adult world.



Cheers!

If you want to be part of our growing community and share your ideas, feel free to subscribe to this blog and Here